However, recovering the compensation you are entitled to can be more challenging without being able to file a claim against the liable driver’s auto insurance policy. Even if you cannot file a claim against the at-fault party’s insurance, you may have other options. You can contact our team to request a free consultation. Although Michigan has strict auto insurance requirements, many drivers put themselves and other drivers on the roadways at risk by failing to carry the state’s minimum amount of auto insurance coverage. It is also important to remember that just because another motorist does not have insurance does not mean they are automatically responsible for causing the accident. When you are involved in a collision, the liable party will be responsible for compensating you, as well as their auto insurance provider. You are also not obligated to have comprehensive, collision, or increase your auto insurance coverage limits. If you opted to purchase no-fault insurance protection as part of your personal auto insurance policy, you could pursue a claim with your insurance provider. For this reason, it is always in your best interests to prepare to bring your uninsured motorist accident claim to court. If the uninsured driver that hit you is ultimately at fault but lacks insurance coverage to cover a portion of your damages, they can be sued in civil court. Your Okemos uninsured motorist accident attorney will review your economic and non-economic damages in depth to ensure we are seeking the total value of your losses. These are issued when the Michigan civil courts find it appropriate to punish the liable party for gross negligence or willful misconduct. There are other ways you can hold them accountable for their actions and receive a settlement that fully compensates you for your damages and suffering. We can help you tell your story. We Care. Message frequency may vary. Message and Data Rates may apply. Reply HELP for help or STOP to unsubscribe. Your mobile opt-in data will not be shared with third parties. Message frequency may vary. Message and Data Rates may apply. Reply HELP for help or STOP to unsubscribe. Your mobile opt-in data will not be shared with third parties. All Rights Reserved.