However, recovering the compensation you are entitled to can be more challenging without being able to file a claim against the liable driver’s auto insurance policy. Even if you cannot file a claim against the at-fault party’s insurance, you may have other options. You can contact our team to request a free consultation. Although Michigan has strict auto insurance requirements, many drivers put themselves and other drivers on the roadways at risk by failing to carry the state’s minimum amount of auto insurance coverage. It is also important to remember that just because another motorist does not have insurance does not mean they are automatically responsible for causing the accident. When you are involved in a collision, the liable party will be responsible for compensating you, as well as their auto insurance provider. You are also not obligated to have comprehensive, collision, or increase your auto insurance coverage limits. If you opted to purchase no-fault insurance protection as part of your personal auto insurance policy, you could pursue a claim with your insurance provider. For this reason, it is always …