However, if they incur an injury that meets the state’s serious injury threshold, as explained in Florida State Statute §627. 737, they can bypass the PIP claims process and instead seek compensation through the at-fault party’s liability insurance policy. This policy can provide 80 percent of medical expenses and 60 percent of lost wages related to the injury, up to the policy’s limit. This process generally involves the claimant — with an experienced car accident attorney in Cocoa Beach – first seeking compensation for their claim by sending a demand to the at-fault party’s insurance provider. It is not unusual for early settlement offers from the insurance provider to be far below this stated value. If you need a Personal Injury Lawyer, Wrongful Death Attorney, or Sexual Abuse Lawyer, I am your advocate. The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship. Being contacted is not a condition of purchase or acceptance of services of any kind.