The personal injury claim process begins immediately after an accident when you seek medical treatment and document your injuries. Your attorney will investigate the incident, gathering evidence like police reports, witness statements, medical records, and photographs of the scene. They’ll calculate your damages including medical expenses, lost wages, pain and suffering, and future care needs. Next comes the demand phase where your lawyer sends a detailed settlement demand to the at-fault party’s insurance company. Insurance adjusters will review your claim and typically respond with a counteroffer, initiating negotiations that can last weeks or months. If negotiations fail to produce a fair settlement, your attorney will file a lawsuit and enter the litigation phase involving discovery, depositions, and potentially mediation. Most cases settle before trial, but if necessary, your case will proceed to jury selection and trial where evidence is presented to determine liability and damages.