If you are injured in car accident by driver insured by Washington, DC policy, the law allows you to choose between seeking benefits under the Personal Injury Protection (PIP) law or to file legal claim. Electing to seek PIP benefits is an important decision, because you lose the right to file lawsuit. The decision to choose PIP benefits or to file lawsuit usually needs to be made within 60 days following an accident in Washington, DC. The PIP law protects careless individuals who cause car accidents in Washington, DC and can be very unfair to accident victims.