Maximizing settlements requires complete medical treatment following doctor recommendations without gaps that insurers exploit to minimize claims. Document everything including pain levels, daily activity limitations, and emotional impacts through journals and photographs. Avoid social media posts showing physical activities that contradict injury claims or discussing your case publicly. Let attorneys handle all insurance communications preventing statements that could reduce your claim value. Gather witness information quickly before memories fade and people become unavailable for testimony. Keep all receipts for accident-related expenses including mileage, medications, and assistive devices often overlooked. Be patient allowing your attorney to build maximum value rather than accepting quick lowball offers from insurers.